Closing Day

The day has FINALLY arrived! You have likely hit a few bumps and snags, but that is completely normal (if you didn’t, consider yourself #blessed!) and you’ve made it through! 

The location of the closing is determined by what title company you are using. In our area, it’s common for Buyers and Sellers to use their own title companies and each one closes at their respective company. This is called a "split closing". This means that you may be closing at different times and locations. Due to a split closing, you may not be able to leave the closing table with keys to your new home if the sellers haven't signed their documents yet.

What to Expect

• Bring a valid, government-issued photo ID, such as a driver’s license or passport.

• As long as my schedule allows, I will meet you at closing.

• Bring your cashier’s check for your required funds, payable as instructed by the title company. This may include your down payment and closing costs.

• The title officer will walk you through the closing documents, explain what you are signing, and answer questions about the title and closing process.

• Plan for about an hour or more. Most closings are fairly straightforward, but unexpected issues can sometimes cause delays, so please plan accordingly.

• The title officer will coordinate with your lender to confirm that everything is ready for closing and funding.

• The title officer will ask how you would like your closing documents prepared, typically printed, emailed, or both.

• You are not officially the homeowner until all required parties have signed, the transaction has been completed, and the funds have been received and disbursed as required. If you are signing before the seller, you may have to wait to receive the keys to your new home until the seller has signed and the transaction has been funded and completed.

Congratulations! You are now officially the owners!

Ready to connect? Reach out! I look forward to helping you on this journey!

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Monique Hanson is a REALTOR® serving the greater West Michigan area. Monique helps people buy and sell homes in Kent, Muskegon, and Ottawa Counties. You can contact Monique by calling or texting 616-805-9177 or emailing hello@moniquehanson.com.